August 10, 2020
AgencyProtecing your home from burglaries
1. Keep outside vegetation maintained A house with overgrown trees, bushes and other vegetation are much more appealing to a would-be burglar – it gives off the impression of a home that’s possibly empty. Plus, large tree branches and high shrubs could block the windows and doors, and keep neighbors or passerbies from seeing inside […]
August 3, 2020
AgencyPrevent a fire in your home
All too often fires bring on devastating destruction to homes across the country. When fires strike the damage can be costly as structures are destroyed, possessions are ruined, and dwellings are left uninhabitable. Being aware of these common causes of house fires can help prevent this devastation from reaching your home. Cigarettes: Make sure all cigarettes […]
July 20, 2020
AgencyFactors that shape your home insurance premium
When generating a personalized home insurance quote, we take into account several standard aspects of your home and deductibles to find a starting price point. However, we also look at a few other factors when determining your home insurance premium. The Structure of Your Home What your house is made of can increase or lower […]
July 8, 2020
AgencyDo I have enough homeowners insurance?
Insurance Information Institute (III.org) recommends enough home insurance to cover the following: the structure of your home, your personal possessions, the cost of additional living expenses if your home is damaged and you have to live elsewhere during repairs, and your liability to others. You need enough insurance to cover the cost of rebuilding […]
June 29, 2020
AgencyDog bites and homeowner’s insurance
When you think about common homeowner’s insurance claims, flooding and storm damage often come to mind. We tend to think of our family dog as being a relatively low risk to our policy premiums. But, in 2015, dog bites accounted for more than one third of all homeowner’s insurance liability claims.* Keep Your Dog Secured: When […]
June 22, 2020
AgencyWhat is “loss of use” insurance?
Most of the time, damage to a home is repairable. Sometimes, though, this is not the case. Your home insurance policy provides loss of use coverage in many cases. It can help to cover instances in which repairs are not possible on your home. Therefore, the resulting damage makes the property unlivable. What situations […]
June 15, 2020
AgencyWhat is secondary home insurance?
Secondary home insurance is a policy designed to address your second home or other residence. Individuals who have a vacation home may need this type of coverage. If you own two residential areas, it is important to have coverage on both. When choosing home insurance, your secondary home policy will cost more in most cases. […]
June 8, 2020
AgencyTrim trees to reduce roof damage
A common cause of damage to a home is a tree-related occurrence. Trees add many benefits to the home. They can offer shade and enhance the beauty of the structure. However, trees can also be an impending risk factor for homeowners. You do not have to get rid of your trees. Rather, you should work […]
June 1, 2020
AgencyDoes Homeowners Insurance Cover Patio Accidents?
Does Homeowners Insurance Cover Patio Accidents? Providing a safe place for visitors to arrive at your home is important. If you invite guests to your home to relax on your patio, they expect to be safe doing so. Accidents can occur anywhere. If you have ample home insurance, however, you might not have to worry […]
March 27, 2020
AgencyBalancing your household during coronavirus scare
Advice for parents and children working from home: The kids are home from school. And you have to work from home. With fewer people headed into their agencies and most schools sending their students home for the time being to help slow the spread of the coronavirus, it’s a challenging situation to say the least. […]