SR-22 in Lake Jackson and Bay City, TX
An SR-22 is a state-required form that your insurer files to show you carry the minimum auto liability coverage. Many Texas drivers are required to file this after committing certain violations.
Who Needs an SR-22 in Texas?
An SR-22 is often required after serious driving offenses or lapses in insurance coverage. You may need it if you have a DUI, a major traffic violation, repeated citations within a short period or a suspension tied to driving without insurance. The SR-22 confirms you meet the state’s liability requirements and maintain continuous coverage during the mandated period.
How Do I Obtain an SR-22?
Here are the steps to secure an SR-22 certificate: 
- Contact your insurer. Let them know you need an SR-22 filing. Some companies do not offer this service, so you may need a different provider.
- Purchase or update your auto policy. Your policy must meet Texas minimum liability limits to qualify for the filing.
- Request the filing. Your insurer prepares the SR-22 and submits it to the Texas Department of Public Safety.
- Pay the filing fee. There is a small administrative charge for submitting the SR-22.
- Maintain your coverage. You must keep the policy active for the full requirement period, which usually lasts two years in Texas.
Can I Get an SR-22 If I Don’t Have a Car?
Yes. Texas allows drivers to file an SR-22 through a non-owner policy. This type applies when you drive a vehicle that is not yours and still meets the SR-22 requirement. It is a practical solution for drivers who need to keep or reinstate their license but do not have a vehicle.
Contact Us
For help with an SR-22 filing or auto insurance guidance, contact Best Insurance Services today. Our team can assist you with the process and help you meet state requirements smoothly.