Wednesday, July 8, 2020 Insurance Information Institute (III.org) recommends enough home insurance to cover the following: the structure of your home, your personal possessions, the cost of additional living expenses if your home is damaged and you have to live elsewhere during repairs, and your liability to others. READ MORE >>
Monday, June 29, 2020 When you think about common homeowner’s insurance claims, flooding and storm damage often come to mind. We tend to think of our family dog as being a relatively low risk to our policy premiums. But, in 2015, dog bites accounted for more than one third of all homeowner’s insurance liability claims. READ MORE >>
Monday, June 22, 2020 Most of the time, damage to a home is repairable. Sometimes, though, this is not the case. Your home insurance policy provides loss of use coverage in many cases. It can help to cover instances in which repairs are not possible on your home. Therefore, the resulting damage makes the property unlivable. READ MORE >>
Monday, June 15, 2020 Secondary home insurance is a policy designed to address your second home or other residence. Individuals who have a vacation home may need this type of coverage. If you own two residential areas, it is important to have coverage on both. When choosing home insurance, your secondary home policy will cost more in most cases. READ MORE >>
Monday, June 8, 2020 A common cause of damage to a home is a tree-related occurrence. Trees add many benefits to the home. They can offer shade and enhance the beauty of the structure. However, trees can also be an impending risk factor for homeowners. You do not have to get rid of your trees. READ MORE >>
Monday, June 1, 2020 Does Homeowners Insurance Cover Patio Accidents? Providing a safe place for visitors to arrive at your home is important. If you invite guests to your home to relax on your patio, they expect to be safe doing so. Accidents can occur anywhere. If you have ample home insurance, however, you might not have to worry about those risks. READ MORE >>
Friday, March 27, 2020Advice for parents and children working from home: The kids are home from school. And you have to work from home. With fewer people headed into their agencies and most schools sending their students home for the time being to help slow the spread of the coronavirus, it’s a challenging situation to say the least. READ MORE >>
Monday, January 27, 2020 1. Winterize your vehicle - Check your battery, front and rear defrosters, fill up the washer fluid and antifreeze, inflate your tires to the correct pressure, and keep your gas tank at least half full to avoid frozen fuel lines. 2. READ MORE >>
Wednesday, January 22, 2020 In the event that you need to make a homeowners or renters insurance claim, having a current and detailed inventory of your belongings will make the claims process much easier and faster. Here are 7 apps to make it easy.Home Inventory READ MORE >>
Wednesday, December 4, 2019Why Pipe Freezing is a Problem Water has a unique property in that it expands as it freezes. This expansion puts tremendous pressure on whatever is containing it, including metal or plastic pipes. No matter the strength of a container, expanding water can cause pipes to break. Pipes that freeze most frequently are: READ MORE >>
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