April 29, 2025
AgencyHow Living on the Texas Coast Affects Your Home Insurance Premiums
Coastal living can offer picturesque views, but it’s not without risks. In Texas, coastal property owners must be aware of how their location can impact their insurance costs. Coastal Risks If you live along the Gulf of Mexico, you may already be familiar with the following perils that could befall your home: Hurricanes—Strong winds, storm […]
March 20, 2025
AgencyWhat to Look for in a Home Insurance Policy for Texas Coastal Homes
Living on the Texas coast offers beautiful views and a unique lifestyle, but coastal properties may face increased risks from hurricanes, floods, and strong winds. When choosing a home insurance policy for a coastal property, it’s important to consider several key factors to make sure you have adequate protection. Windstorm and Hurricane Coverage Texas coastal […]
January 28, 2025
AgencyWhat Texas Drivers Need to Know About Uninsured and Underinsured Motorist Coverage
Uninsured and underinsured motorist coverage is crucial for ensuring that you are financially protected in an accident with an at-fault driver who has no insurance or insufficient coverage. Without uninsured and underinsured motorist coverage, you could be left in a difficult financial situation if you are involved in an accident with an uninsured driver. Understanding […]
December 26, 2024
AgencyHow Weather Events Like Hailstorms and Floods Impact Texas Auto Insurance
Weather events such as hailstorms and floods can have a significant impact on auto insurance in Texas. These natural occurrences are not only common in the state but also pose substantial risks to vehicles, leading to increased claims and, consequently, higher insurance premiums for drivers. Hailstorms The frequency and severity of hailstorms in Texas mean […]
November 23, 2024
AgencyThe Role of Auto Insurance in Case of Natural Disasters
You’re likely aware of the crucial role that auto insurance plays in financially protecting you and your vehicle while you’re on the road. But what about off-road incidents? Unfortunately, even while it’s parked safely in a garage or driveway, many risks and perils could impact your car and drain your finances. Fortunately, a well-constructed auto […]
Why You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]