November 3, 2020
AgencySmoke alarms keep families safe
Smoke Alarms Smoke alarms offer one of the most basic and least expensive tools you can find to help keep your family safe. According to the Consumer Protection Safety Commission, about 66 percent of fire deaths occur in homes that have either no smoke alarm or one that doesn’t work. Sadly, this is an easy […]
October 26, 2020
AgencyUnderstanding home insurance deductibles
Understanding Different Home Insurance Deductibles An insurance policy is not entirely a unilateral agreement because while your insurance company agrees to mete out insurance benefits up to a certain limit for qualified losses, you also agree to make some payments. First, you must pay your premiums on time in order to keep the policy in-force, […]
October 13, 2020
AgencyKeep your home from going down in flames
According to the National Fire Protection Association, home fires caused over 2,500 civilian deaths and almost $7.8 billion in damages last year. It may prove impossible to prevent all home fires but, there are several measures you can take to protect your family, home and valuables from going down in flames. Keep it clean. Remove […]
October 5, 2020
AgencyTop 5 Home Insurance claims
When you live in a home, accidents happen. You can do your best to prevent them, but sometimes things just happen no matter what. It’s good to know what are the common accidents that do happen so you can best be prepared when you go over your home insurance policy Here are the top five […]
September 28, 2020
AgencyInsuring your jewelry correctly
Your homeowners or renters insurance policy may or may not include contents coverage. If your policy does include this protection, it is often very limited and may even put caps on valuable items such as jewelry. The last thing you want is to lose your deceased grandmother’s engagement ring in a robbery only to discover […]
September 22, 2020
AgencyAre natural disasters covered by Home Insurance?
Homeowners insurance is designed to protect your home and property from risks such as damage from severe storms, fires, theft and your personal liability. Sometimes windstorm and hail can be on your homeowners policy, but is typically separate. Let’s take a look at some common coverages: Personal property loss: Covers damaged, lost or stolen personal […]
September 14, 2020
AgencyCan a trampoline affect your home insurance?
Children love springing into the air atop the backyard trampoline. But they’re all too often unaware of the dangers. Tens of thousands of kids are brought to the emergency room each year to treat injuries that involve trampoline use. Some of the most common injuries are caused by improper landing, roughhousing, flipping, uncovered springs and […]
September 8, 2020
AgencyIs your shed covered by home insurance?
You spent years tripping over the riding lawn mower and figuring out how to park in the garage among bikes, yard tools and other odds and ends. You finally saved up and got the perfect shed to house that lawn mower and other garden equipment that was previously crammed into the garage. The shed is […]
August 24, 2020
AgencyBackup generator safety 101
If you live in an area that is prone to severe weather or experiences frequent power outages, you likely have a backup generator. Backup generators can come in handy when you lose power and help you preserve food as well as keep your home livable in the case of a disaster. However, if you do […]
August 17, 2020
AgencyDeadbolts can help you save money
We all like to save on insurance and we constantly see advertisements for home security. But, have you checked to see if your insurance company gives a dead bolt discount? If you have not checked, now is a good time. Why would an insurance company give a small discount for having a dead bolt […]