enero 27, 2021
AgencyWays to cut the cost of home insurance
Home insurance rarely takes the spotlight, but if you’re a homeowner, it could be quietly costing you more money than it should. The good news is that insurers provide relatively easy-to-obtain incentives that can shave money off your homeowners insurance premium. Here are nine ways to save. 1. Raise your deductible A quick way to […]
enero 12, 2021
AgencyTips to deal with severe winter
SEVERE WINTER WEATHER (Tips and tricks to deal with and/or prevent Damages) As winter progresses, many areas of the country will experience reoccurring severe weather conditions. And last year’s winter history proved that sudden severe weather can occur in even the most unexpected areas of the country. With severe weather often comes costly damage […]
diciembre 9, 2020
AgencyInventory your personal property
Inventory Your Personal Property If your home and personal property is destroyed by a fire, flood, hurricane or other disaster, it may be more difficult than you realize to remember all the items you had in your home before the event. And without an itemized list of the items you lost, you cannot get the […]
noviembre 30, 2020
AgencyWhat happens if I get hurt at my house?
Homeowners Insurance versus Personal Medical Insurance Many people wonder if their homeowners insurance would pay for an injury that they got while at home. After all, guests and visitors aren’t the only people who can get hurt in your home. The same dangers that lie in wait for non-residents of your home to stumble upon […]
noviembre 17, 2020
AgencyHomeowners insurance 101
Basics of a Homeowners Policy A homeowners insurance policy is charged with an extremely important task: providing financial protection to make you (the policyholder) whole after an insurable incident that damages your greatest asset—your home. But if you don’t understand what you are getting with the purchase of your homeowners insurance policy, you could be […]
noviembre 10, 2020
AgencyUnderstanding wind deductibles
Understanding Windstorm Coverage and Deductibles on Your Homeowners Policy Many people view their homeowners insurance policy as a comprehensive document that protects their home regardless of the peril behind the insurable event. While this is true in theory, your homeowners policy actually has many different layers and different deductibles that must be covered for […]
noviembre 3, 2020
AgencySmoke alarms keep families safe
Smoke Alarms Smoke alarms offer one of the most basic and least expensive tools you can find to help keep your family safe. According to the Consumer Protection Safety Commission, about 66 percent of fire deaths occur in homes that have either no smoke alarm or one that doesn’t work. Sadly, this is an easy […]
octubre 26, 2020
AgencyUnderstanding home insurance deductibles
Understanding Different Home Insurance Deductibles An insurance policy is not entirely a unilateral agreement because while your insurance company agrees to mete out insurance benefits up to a certain limit for qualified losses, you also agree to make some payments. First, you must pay your premiums on time in order to keep the policy in-force, […]
octubre 13, 2020
AgencyKeep your home from going down in flames
According to the National Fire Protection Association, home fires caused over 2,500 civilian deaths and almost $7.8 billion in damages last year. It may prove impossible to prevent all home fires but, there are several measures you can take to protect your family, home and valuables from going down in flames. Keep it clean. Remove […]
octubre 5, 2020
AgencyTop 5 Home Insurance claims
When you live in a home, accidents happen. You can do your best to prevent them, but sometimes things just happen no matter what. It’s good to know what are the common accidents that do happen so you can best be prepared when you go over your home insurance policy Here are the top five […]