Call Us (979) 297-2655 ☰ ˟
Request a Quote Refer a Friend
Logo
(979) 297-2655
  • Main Menu
    • Home Page
    • Refer a Friend
    • Join Our Newsletter
    • Insurance Links
    • Insurance Glossary
    • Frequently Asked Questions
    • View our Blog
    • News Center
    • Our Locations
    • Employee Directory
    • Contact Us
    • About Us
    • Privacy Policy
    • Testimonials
  • Automobile
    • Automobile Insurance Home
    • Auto Quote Form
    • Motorcycle Insurance Quote
    • Recreational Vehicle Insurance Quote
  • Homeowners
    • Homeowners Insurance Home
    • Homeowners Quote Form
  • Business & Commercial
    • Business & Commercial Insurance Home
    • Commercial Auto Insurance Quote
    • General Liability Quote Form
    • Builders Risk
  • Flood
  • Windstorm
Icon Icon Icon Icon Icon Icon
Home > Blog > Deadbolts can help you save money
MONDAY, AUGUST 17, 2020

Deadbolts can help you save money

 

We all like to save on insurance and we constantly see advertisements for home security. But, have you checked to see if your insurance company gives a dead bolt discount? If you have not checked, now is a good time.

Why would an insurance company give a small discount for having a dead bolt on your doors? Dead bolt locks make it much more difficult to break into a home than regular locks. The locks help reduce the risk of theft, and in turn can keep insurance rates lower.

But will any dead bolt lock work? There are locks with certain specifications that are recommended for optimal security.

First, if there is any kind of window or entrance near the lock, don't use a thumb latch dead bolt. All someone has to do is break the window, reach in and open the dead bolt. Use a keyed dead bolt and don't store the key near the lock.

Second, be sure the throw (the part that extends into the doorframe) extends into the doorframe at least one inch. It is almost impossible to jimmy a door open with a one inch throw.

Third, get a grade two lock. You could get a grade one, but those are for commercial buildings. So, a grade two lock is best for your home.

Fourth, if you install the lock, or have someone install it for you, ensure three inch screws are used to install the strike plate. You don't want to invest in a grade two lock, have a one inch throw and then use inferior screws. The three inch screws will ensure the strike plate is attached to the frame of the house, adding to the overall security of the dead bolt.

We started by asking why an insurance company would give discounts for having a dead bolt lock. Well, as you can see, when properly installed, the dead bolt makes it more difficult for thieves, which reduces the odds of you needing insurance coverage. That can help reduce your premiums. So, check with your independent insurance agent today to see if you are getting a dead bolt discount.

- Best Insurance Services, Inc. can help answer questions about a multitude of insurance issues. Call (979) 297-2655 or visit our website www.bestinsurancetx.com

 

Posted 1:14 PM

Tags: safety, insurance, deadbolt, locks, homeowners, discount
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2010

  • lake jackson(20)
  • insurance(19)
  • freeport(16)
  • clute(15)
  • brazoria(14)
  • angleton(13)
  • progressive(12)
  • auto(11)
  • allstate(9)
  • flood(8)
  • liability(7)
  • windstorm(7)
  • sr22(7)
  • brazoria county(6)
  • motorcycle(6)
  • travelers(6)
  • vehicle(6)
  • rosharon(5)
  • richwood(4)
  • best(4)
  • jones creek(4)
  • full coverage(3)
  • safety(3)
  • save(3)
  • bay city(3)
  • safeco(3)
  • van vleck(3)
  • home(3)
  • boat(3)
  • rv(3)
  • dui(2)
  • sidewalk(2)
  • sr-22(2)
  • what is umbrella insurance(2)
  • quote(2)
  • alvin(2)
  • the hartford(2)
  • reviews(2)
  • the general(2)
  • matagorda(2)
  • collision(2)
  • does my homeowners policy cover me well(2)
  • non owners(2)
  • boats(2)
  • rates(2)
  • hurricane(2)
  • award(2)
  • do i need an umbrella policy(2)
  • west columbia(2)
  • dwi(2)

View Mobile Version
Facebook
Twitter
Google+
LinkedIn
Get Directions
Contact Us Today
Have Questions?
Resources
Products
About Us
Refer A Friend
Our Carriers
Blog
Contact Us
Contact us 125 S. Parking Place
Lake Jackson, TX 77566

Ph: (979) 297-2655
Fx: (979) 297-9963
Email:rb@best-ins.com
© Copyright. All rights reserved. Powered by Insurance Website Builder.