septiembre 28, 2020
AgencyInsuring your jewelry correctly
Your homeowners or renters insurance policy may or may not include contents coverage. If your policy does include this protection, it is often very limited and may even put caps on valuable items such as jewelry. The last thing you want is to lose your deceased grandmother’s engagement ring in a robbery only to discover […]
septiembre 22, 2020
AgencyAre natural disasters covered by Home Insurance?
Homeowners insurance is designed to protect your home and property from risks such as damage from severe storms, fires, theft and your personal liability. Sometimes windstorm and hail can be on your homeowners policy, but is typically separate. Let’s take a look at some common coverages: Personal property loss: Covers damaged, lost or stolen personal […]
septiembre 14, 2020
AgencyCan a trampoline affect your home insurance?
Children love springing into the air atop the backyard trampoline. But they’re all too often unaware of the dangers. Tens of thousands of kids are brought to the emergency room each year to treat injuries that involve trampoline use. Some of the most common injuries are caused by improper landing, roughhousing, flipping, uncovered springs and […]
septiembre 8, 2020
AgencyIs your shed covered by home insurance?
You spent years tripping over the riding lawn mower and figuring out how to park in the garage among bikes, yard tools and other odds and ends. You finally saved up and got the perfect shed to house that lawn mower and other garden equipment that was previously crammed into the garage. The shed is […]
agosto 24, 2020
AgencyBackup generator safety 101
If you live in an area that is prone to severe weather or experiences frequent power outages, you likely have a backup generator. Backup generators can come in handy when you lose power and help you preserve food as well as keep your home livable in the case of a disaster. However, if you do […]
agosto 17, 2020
AgencyDeadbolts can help you save money
We all like to save on insurance and we constantly see advertisements for home security. But, have you checked to see if your insurance company gives a dead bolt discount? If you have not checked, now is a good time. Why would an insurance company give a small discount for having a dead bolt […]
agosto 10, 2020
AgencyProtecing your home from burglaries
1. Keep outside vegetation maintained A house with overgrown trees, bushes and other vegetation are much more appealing to a would-be burglar – it gives off the impression of a home that’s possibly empty. Plus, large tree branches and high shrubs could block the windows and doors, and keep neighbors or passerbies from seeing inside […]
agosto 3, 2020
AgencyPrevent a fire in your home
All too often fires bring on devastating destruction to homes across the country. When fires strike the damage can be costly as structures are destroyed, possessions are ruined, and dwellings are left uninhabitable. Being aware of these common causes of house fires can help prevent this devastation from reaching your home. Cigarettes: Make sure all cigarettes […]
julio 20, 2020
AgencyFactors that shape your home insurance premium
When generating a personalized home insurance quote, we take into account several standard aspects of your home and deductibles to find a starting price point. However, we also look at a few other factors when determining your home insurance premium. The Structure of Your Home What your house is made of can increase or lower […]
julio 8, 2020
AgencyDo I have enough homeowners insurance?
Insurance Information Institute (III.org) recommends enough home insurance to cover the following: the structure of your home, your personal possessions, the cost of additional living expenses if your home is damaged and you have to live elsewhere during repairs, and your liability to others. You need enough insurance to cover the cost of rebuilding […]